INSURANCE & FEES
We believe that access to mental health support should be straightforward and affordable. Below you’ll find detailed information about insurance, payment options, and what to expect when working with our practice.
Insurance accepted:
We accept insurance and will verify your benefits before your first appointment. If you have out-of-network coverage, we'll work with your plan and accept assignment so you're not left navigating it alone.
For those without insurance or out-of-network benefits, a sliding scale fee is available for qualifying clients. Reach out and we'll find a path that works for you.
Not sure what your insurance covers? You don't have to figure it out alone — we'll confirm it all for you:
- Co-pays
- Deductibles
- Session limits
- Telehealth eligibility
- Out-of-network reimbursement options
All you have to do is show up. We’ll handle the rest.
Out-of-Network Options
We believe the last thing you should have to worry about is navigating insurance. We will do the heavy lifting — so you can focus on your journey.
We provide:
- Direct billing to any insurance agency, whether we are in-network or not — no superbills, no reimbursement hoops
- Benefits verification on your behalf before you begin
- Competitive out-of-network pricing matched as closely as possible to your in-network benefits
- Deferred payment options so you never have to front the cost and wait
Sliding Scale & Low-Cost Options
We are committed to making therapy accessible. Clients may qualify for:
Low-Cost Intern Program
Our student interns (supervised by licensed clinicians) will provide high-quality therapy at reduced rates—ideal for clients without insurance or with high deductibles.
Payment Methods Accepted
We accept:
- Credit & debit cards
- HSA / FSA cards
- Insurance payments
- Automatic payments through the patient portal
Payment is collected at the time of service unless otherwise arranged.
NOW ACCEPTING CARE CREDIT
Care Credit now available at our Manalapan, NJ location.
Care Credit coming soon to our Colts Neck, NJ location.
Manalapan Location
Cancellation Policy
To respect our therapists’ schedules and allow openings for other clients, we require:
- 24-hour notice to cancel or reschedule an appointment
- Late cancellations or no-shows WILL incur a fee. See our policies for more details.
Insurance does not cover missed appointment fees.
Need Help? Technical Support
If you experience issues logging in or completing your forms:
Call our office: 732-648-6423
Email: lisa.ligammari@gmail.com
For portal-specific issues, you may also contact TheraSoft Technical Support directly using the help link inside the portal.
Good Faith Estimate
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Your Good Faith Estimate will include:
- Expected cost per session
- Frequency of sessions
- Estimated total care cost
You can request a Good Faith Estimate at any time.
Need Help Understanding Coverage?
Our team is here to guide you through every step.
Contact us with your insurance details and we’ll review your benefits before your first session.
Call our office: 732-648-6423
Email: lisa.ligammari@gmail.com